{"id":1079,"date":"2023-04-29T10:52:52","date_gmt":"2023-04-29T03:52:52","guid":{"rendered":"https:\/\/www.odomphnompenh.com\/?p=1079"},"modified":"2024-04-04T13:06:05","modified_gmt":"2024-04-04T06:06:05","slug":"balancing-your-portfolio","status":"publish","type":"post","link":"https:\/\/www.odomphnompenh.com\/ja\/investing\/balancing-your-portfolio\/","title":{"rendered":"Balancing Your Portfolio"},"content":{"rendered":"<p>Common investment advice is to \u2018not put all your eggs in one basket\u2019. What this means is that you want to hedge your risk by not betting on a single type of investment product or only one sector. If one market goes down, it does not take your entire portfolio with it. In more developed markets, these portfolios will likely consist of a mixture of assets and investments, from stocks, bonds, gold, land and real estate, pension or retirements funds and perhaps direct investment in a business or startup, or even newer entries such as crypto currencies. (See Fig. 1)<\/p>\n<p>While growing, Cambodia still has limited investment options, putting more pressure on land and real estate, particularly residential real estate. This sector continues to be the primary asset within the country. This does not mean that diversification is not possible, but it does look different from other countries. An investment portfolio is likely weighted heavily towards land, residential real estate, business, and fixed deposit accounts. (See Fig. 2)<\/p>\n<p>Odom offers a relatively new option to Cambodia with office condos. By introducing commercial office space into your portfolio, you are protecting yourself against risks in other sectors. If oversupply of residences reduces prices, or the economy slows, prime office space holds its value better, and can quickly recover as the economy comes back. New homes are always coming into the market, each one offering to be \u201cmore luxurious\u201d than the last , but iconic, one-of-a-kind commercial buildings in central locations never go out of style.<\/p>\n<p>The key is, as we say in English, \u201cdon\u2019t put all your eggs in one basket\u201d, keep your portfolio diversified. With the inclusion of commercial office space, you bring balance to your investments and more resiliency over the long term. (See Fig. 3)<\/p>\n<h3>Sample International Portfolio (Fig. 1)<\/h3>\n<p>But not all of of these investment vehicles are available in Cambodia (or easy to access)<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1085\" src=\"https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-sample-international-portfolio.png\" alt=\"\" width=\"1339\" height=\"991\" srcset=\"https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-sample-international-portfolio.png 1339w, https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-sample-international-portfolio-300x222.png 300w, https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-sample-international-portfolio-1024x758.png 1024w, https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-sample-international-portfolio-768x568.png 768w\" sizes=\"auto, (max-width: 1339px) 100vw, 1339px\" \/><\/p>\n<h3>Sample Cambodian Portfolio (Fig. 2)<\/h3>\n<p>A more standard portfolio in Cambodia may look like this, with a large portion in the real estate sector.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1084\" src=\"https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-sample-cambodian-portfolio.png\" alt=\"\" width=\"1339\" height=\"991\" srcset=\"https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-sample-cambodian-portfolio.png 1339w, https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-sample-cambodian-portfolio-300x222.png 300w, https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-sample-cambodian-portfolio-1024x758.png 1024w, https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-sample-cambodian-portfolio-768x568.png 768w\" sizes=\"auto, (max-width: 1339px) 100vw, 1339px\" \/><\/p>\n<h3>Well Rounded Cambodian Portfolio (Fig. 3)<\/h3>\n<p>But even in real estate, diversity helps hedge again one area being affected.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1086\" src=\"https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-well-rounded-cambodian-portfolio.png\" alt=\"\" width=\"1339\" height=\"991\" srcset=\"https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-well-rounded-cambodian-portfolio.png 1339w, https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-well-rounded-cambodian-portfolio-300x222.png 300w, https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-well-rounded-cambodian-portfolio-1024x758.png 1024w, https:\/\/www.odomphnompenh.com\/wp-content\/uploads\/2023\/05\/investing-well-rounded-cambodian-portfolio-768x568.png 768w\" sizes=\"auto, (max-width: 1339px) 100vw, 1339px\" \/><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Common investment advice is to \u2018not put all your eggs in one basket\u2019.<\/p>\n","protected":false},"author":1,"featured_media":1166,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[13,12],"tags":[31],"class_list":["post-1079","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investing","category-news","tag-featured"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.odomphnompenh.com\/ja\/wp-json\/wp\/v2\/posts\/1079","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.odomphnompenh.com\/ja\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.odomphnompenh.com\/ja\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.odomphnompenh.com\/ja\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.odomphnompenh.com\/ja\/wp-json\/wp\/v2\/comments?post=1079"}],"version-history":[{"count":1,"href":"https:\/\/www.odomphnompenh.com\/ja\/wp-json\/wp\/v2\/posts\/1079\/revisions"}],"predecessor-version":[{"id":1168,"href":"https:\/\/www.odomphnompenh.com\/ja\/wp-json\/wp\/v2\/posts\/1079\/revisions\/1168"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.odomphnompenh.com\/ja\/wp-json\/wp\/v2\/media\/1166"}],"wp:attachment":[{"href":"https:\/\/www.odomphnompenh.com\/ja\/wp-json\/wp\/v2\/media?parent=1079"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.odomphnompenh.com\/ja\/wp-json\/wp\/v2\/categories?post=1079"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.odomphnompenh.com\/ja\/wp-json\/wp\/v2\/tags?post=1079"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}